INDUSTRIAL AND COMMERCIAL BANK OF CHINA HARBIN CITY BRANCH Swift Code, Address

What is a SWIFT Code / BIC code?

Business Identifier Codes (BIC) has been developed by Society for Worldwide Interbank Financial Telecommunication (SWIFT) to identify banks and financial institutions globally. That is why BIC Codes are also known as SWIFT Codes. SWIFT Codes / BIC Codes are used for transferring money between banks of different countries or SEPA payments. Banks also use these codes for exchanging financial messages.

SWIFT Code / BIC Code is formed of 8 or 11 characters in following system:

• First four characters in the SWIFT Code / BIC Code from left depicts bank code. In the case of INDUSTRIAL AND COMMERCIAL BANK OF CHINA the first four characters from left ICBK indicates that it is INDUSTRIAL AND COMMERCIAL BANK OF CHINA.
• Characters 5-6 from left in the SWIFT Code / BIC Code, depicts Country code of the bank. In the case of INDUSTRIAL AND COMMERCIAL BANK OF CHINA characters 5 and 6 from left CN indicates that bank is in CHINA. It means that all the banks located in CHINA will have CN at 5th and 6th place from left in their Swift Codes / BIC Codes.
• Characters 7-8 from left in the SWIFT Code / BIC Code, depicts City Code of the Bank. In the case of INDUSTRIAL AND COMMERCIAL BANK OF CHINA characters 7 and 8 from left BJ indicates that bank is in HARBIN. It means that all the branches of INDUSTRIAL AND COMMERCIAL BANK OF CHINA located in HARBIN will have BJ at 7th and 8th place from left in their Swift Codes / BIC Codes.
• Characters 9-11 from left in the SWIFT Code / BIC Code, depicts Branch Code of the Bank. In the case of INDUSTRIAL AND COMMERCIAL BANK OF CHINA characters 9 - 11 from left HEB indicates branch code. It means that INDUSTRIAL AND COMMERCIAL BANK OF CHINA Branch code: HEB is used for branches located at 27 YOUYI ROAD DAOLI DISTRICT. If XXX are in 9-11 place then it means that it is the Head Office of Bank / Financial institution.
• Many Banks has taken only one SWIFT Code per country or have one SWIFT Code per city, for processing International Payments of all the Branches of the country / city through SWIFT enabled branch. So, if your Bank Branch is not depicting in the list, contact your Bank Branch for the SWIFT Code transactions.